Solar Financing Guides

10 answer pages covering every key question about solar costs, loans, and incentives — built for homeowners comparing options.

All Guides

• What Credit Score Do I Need for a Solar Loan? — Minimum scores by lender, PACE alternatives, and how score affects APR
• How Much Does It Cost to Install Solar Panels in 2026? — Cost by system size and state, dealer fee disclosure, post-ITC market pricing
• What Are Current Solar Loan Interest Rates? — APR ranges by lender type and the dealer fee warning every borrower needs to see
• Solar Loan vs. Lease vs. PPA — Which Is Better in 2026? — Head-to-head comparison after Section 25D expiration
• How Long Does It Take Solar Panels to Pay for Themselves? — Payback by state, the sizing formula, and 25-year savings data
• Can I Get Solar Panels With No Money Down? — All $0 down options including PACE, leases, and loan structures
• Is Solar Worth It Without the Federal Tax Credit in 2026? — ROI analysis by electricity rate, state incentives, and Section 48E
• What Size Solar System Do I Need for My Home? — The exact formula, sizing by monthly kWh, and regional sun hour data
• How Do Solar Loans Work? — Loan mechanics, dealer fees explained, and what to ask before signing
• What Solar Incentives Are Still Available in 2026? — Every remaining federal, state, utility, and SREC incentive after Section 25D expired